Welcome to the website of ATOYA Advisory Solutions LLP (“ATOYA”, “we”, “our”, or “us”). These Terms and Conditions of Use (“Terms”) govern your access to and use of our website located at atoyaas.com/ (the “Site”). Please read these Terms carefully before using the Site.

1. Acceptance of Terms

By accessing or using this Site, you agree that you have read, understood, and accepted these Terms and agree to be legally bound by them. If you do not agree with these Terms, you must immediately discontinue use of the Site. These Terms constitute a binding agreement between you and ATOYA.

2. Modifications to Terms

ATOYA reserves the right, at its sole discretion, to modify, amend, or update these Terms at any time without prior notice. Any such changes shall become effective upon posting on the Site. Your continued use of the Site after any modification shall constitute your acceptance of the revised Terms.

3. Content Ownership

All content on the Site, including but not limited to text, graphics, logos, images, audio-visual elements, design, layout, software, and underlying source code (“Content”) is the sole and exclusive property of ATOYA and is protected under applicable copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, transmit, display, sell, license, or otherwise use any Content without the prior written consent of ATOYA. Any unauthorized use of the Site or its Content may result in civil and/or criminal liability.

4. Purpose of the Site

This Site is provided for general informational purposes only and does not constitute professional advice, including without limitation, legal, financial, investment, or consulting advice. The Site and its Content are not intended to be relied upon for making business or investment decisions. No part of this Site constitutes an offer or solicitation to buy or sell any securities, financial instruments, or professional services unless expressly stated otherwise.

5. User Conduct

You agree to use the Site only for lawful purposes and in a manner that complies with these Terms and applicable laws and regulations. You shall not:

• Infringe upon any intellectual property or proprietary rights of ATOYA or any third party;
• Attempt to gain unauthorized access to any part of the Site, its servers, or networks;
• Interfere with the integrity of the server, Site’s operation, or IT security.

ATOYA reserves the right to restrict or terminate access to users who engage in prohibited conduct.

6. Limitation of Liability

To the fullest extent permitted by applicable law, ATOYA disclaims all liability for any direct, indirect, incidental, consequential, punitive, or special damages arising out of or related to:

• Your access to or use of the Site;
• Any inaccuracy, error, or omission in the Content;
• Unauthorized access to or alteration of your data;
• Any virus, malware, or harmful code transmitted through the Site.

Your sole and exclusive remedy for dissatisfaction with the Site is to discontinue its use.

7. Third-Party Links

This Site may contain links to external websites or resources maintained by third parties. These links are provided for your convenience only. ATOYA makes no representation or warranty and shall not be responsible for the content, accuracy, or availability of such third-party sites or resources. Your use of third-party sites is subject to their respective terms and privacy policies.

8. Privacy Policy

Your use of the Site is subject to our Privacy Policy, which explains how we collect, use, and protect your personal data in accordance with applicable Indian data protection laws, including the Digital Personal Data Protection Act, 2023. By using the Site, you consent to such data practices.

9. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Republic of India. Any dispute arising out of or in connection with these Terms shall be subject to the exclusive jurisdiction of the Hon’ble High Court at Gauhati, Assam.

10. Contact Information and Grievance Redressal

If you have any questions, concerns, or requests regarding these Terms, please contact:

Grievance Officer
ATOYA Advisory Solutions LLP
Email: inquiry@atoyaas.com
Response Time: Within 7 business days from receipt of a valid request